Modular Homes + One-Time Close Construction Loans

Modular homes are factory-built in sections, then assembled on your land. A One-Time Close Construction Loan is a perfect fit, covering both the build and permanent mortgage in one closing.

Eligible loan types include VA, FHA, Conventional, and USDA construction loans. Our builder draw system ensures contractors are paid on time, while you maintain control over the design, materials, and features. You'll also save money by combining two closings into one.

Apply For A Modular OTC Loan Now!

Modular home section being craned onto foundation illustration

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Key Characteristics

1) Lower construction costs compared to stick-built homes.

2) Faster build times with factory precision.

3) Finance land, delivery, assembly, and mortgage with one loan.

4) Eligible with FHA, VA, Conventional, and USDA programs.

Apply For A Modular OTC Loan Now!

5) FHA loans allow for higher debt-to-income ratios, which can help borrowers with higher levels of debt qualify for a mortgage

6) FHA loans can be used to purchase a variety of property types, including single-family homes, multi-unit properties, and condominiums

7) FHA loans offer options for refinancing, including streamline refinancing and cash-out refinancing, which can help borrowers lower their monthly mortgage payments or access equity in their home.

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.NEXA Mortgage

. - Compnany NMLS # 1660690 - AZMB - 0944059 | 5559 S Sossaman Rd Bldg #1, Ste #101 Mesa, AZ 85212

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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov

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A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov

623-343-5191

Modular Homes + One-Time Close Construction Loans

Key Characteristics

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