Manufactured Homes + One-Time Close Construction Loans

Manufactured homes (built on a permanent chassis and delivered to your site) can also qualify for One-Time Close Construction Loans. This makes financing simple — one closing covers land, setup, and permanent financing.

Must meet HUD code and foundation standards; works for rural buyers, good affordability option.

Apply For A Manufactured OTC Loan Now!

Manufactured home being placed on foundation illustration

Key Benefits

Affordable homeownership with lower upfront costs.

Flexible loan types: FHA, VA, Conventional, and USDA.

Covers land purchase, site prep, and home delivery in one loan.

Converts into a permanent mortgage once setup is complete.

Apply For A Manufactured OTC Loan Now!

5) Eligible loan types: VA, FHA, Conventional, and USDA construction loans.

6) Builder draw system ensures contractors are paid on time.

7) Borrowers gain control over design, materials, and features.

8) Lower costs compared to doing two separate closings.

Apply For A Manufactured OTC Loan Now!

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Co-Borrower Information

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Do you already own the Land? *

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Are you working with a builder? *

Yes

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Expected Project State Date

Expected Completion Date

Estimated Total Project Cost *

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Estimated Loan amount *

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Estimated Total Cash to Close *

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5) FHA loans allow for higher debt-to-income ratios, which can help borrowers with higher levels of debt qualify for a mortgage

6) FHA loans can be used to purchase a variety of property types, including single-family homes, multi-unit properties, and condominiums

7) FHA loans offer options for refinancing, including streamline refinancing and cash-out refinancing, which can help borrowers lower their monthly mortgage payments or access equity in their home.

Apply For A Mortgage Now!

.NEXA Mortgage

. - Compnany NMLS # 1660690 - AZMB - 0944059 | 5559 S Sossaman Rd Bldg #1, Ste #101 Mesa, AZ 85212

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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov

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A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov

623-343-5191

Manufactured Homes + One-Time Close Construction Loans

Key Benefits

8) Lower costs compared to doing two separate closings.

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